[Hindi/Urdu] How to Add Cash in Paytm Wallet ? पेटीएम बटुए में नकदी कैसे जोड़ें ?
How can I Add Cash in Paytm Wallet ? Log into your Paytm account and click on “Paytm Wallet” icon towards the top right of the page. Enter the amount you want to add and click on “Add Money” You can choose to add money via Credit/Debit card, Net Banking, IMPS or ATM card.
Paytm is an Indian electronic commerce and payment system company headquartered in Noida, Uttar Pradesh. It was launched in 2010. It is owned by One97 Communications. The firm started by offering mobile recharging, adding bill payment and e-commerce, with products similar to businesses such as Flipkart, Amazon.com, Snapdeal. In 2015, it further added booking bus travel. Paytm also launched movie ticket booking by partnering with Cinépolis in the year 2016.
Background Paytm was founded and incubated by One97 Communications in 2010 as a prepaid mobile recharge website. Paytm is an acronym for “Pay Through Mobile”. Apart from being accessed from the browser, its app is available on the Android, Windows and iOS operating systems.
In 2014, the company launched Paytm Wallet, which became India’s largest mobile payment service platform with over 150 million wallets & 75 million android based app downloads as of November 2016. The surge in usage of the service was largely due to the demonetization of the 500 and 1000 rupee currency notes.
Funding In March 2015, Indian industrialist Ratan Tata made personal investment in the firm. The same month, the company received a $575 million investment from Alibaba Group of China , after Ant Financial Services Group, an Alibaba Group affiliate, took 25% stake in One97 as part of a strategic agreement. Paytm borrowed 300cr from ICICI Bank in March 2016 as working capital.
Services The application enables users to book air tickets and taxis, mobile recharge, and payment of DTH, broadband and electricity bills among others. Users can also pay for fuel at Indian Oil Petrol pumps and buy movie tickets at PVR Cinemas through the wallet.
Payments bank In 2015 Paytm received a license from Reserve Bank of India for starting India’s first payments bank. The bank intends to use Paytm’s existing user base for offering new services, including debit cards, savings accounts, online banking and transfers, to enable a cashless economy. The payments bank would be a separate entity in which the founder Vijay Shekhar Sharma will hold 51%, One97 Communications will hold 39% and 10% will be held by a subsidiary of One97 and Sharma.
Paytm is also approved as an operating unit for Bharat Bill Payment System, as a result of which users can pay their bills anytime and anywhere.
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